The Venmo Ecosystem -- From P2P Social Payments to Commerce Hub

Venmo has evolved from a simple peer-to-peer payment app into a full commerce platform generating approximately $1.7 billion in 2025 revenue with a target of $2 billion by 2027. With monetized monthly active users up 24%, "Pay with Venmo" volume surging 50% YoY, and integrations with brands like DoorDash, Starbucks, and OpenAI's ChatGPT, Venmo represents PayPal's most dynamic growth story. This module helps candidates understand the product, business model, and technical challenges behind Venmo's evolution -- a frequent topic in PayPal interviews.