The Modern Mutual — Why Nationwide's 100-Year Member-Owned Model Matters in 2026

Nationwide is one of the largest mutual insurance companies in the world, owned by its policyholders rather than public shareholders, and 2026 marks its 100-year centennial. This module unpacks the founding story, what "modern mutual" actually means in practice, and why understanding ownership structure is the single most important context for a Nationwide interview — because nearly every behavioral question links back to long-term, member-first decision-making.