The Member Experience Moat — SafePilot, Connected Home, and the $3.7B-Returned-To-Members Story

USAA's product portfolio is built around a single radical idea: members are owners, so when the company saves money, members get money back. This module covers the headline products (SafePilot, Connected Home, Eagle Express, fee-free banking) and the financial-rewards program that returned $3.7-3.8 billion to members in 2025 — a story that maps directly into "What do you know about our products?" interview answers.