The Mutual Difference — 1912 Workers' Comp Roots and Why Ownership Without Shareholders Shapes Every Decision

Liberty Mutual is not a stock company, and that single fact reshapes how candidates should answer almost every behavioral question. This module walks through the 1912 founding under Massachusetts's first workers' compensation law, why mutuality matters in 2026, and how to talk about ownership-without-shareholders as a strategic advantage rather than corporate trivia.