Chime's Products and Business Model -- How Fee-Free Banking Actually Works

This module provides a deep dive into Chime's product suite and revenue model. Candidates will learn how Chime makes money without charging consumers fees, the mechanics of interchange revenue, and the specific products (SpotMe, Credit Builder, Get Paid Early, MyPay, Chime+) that define the member experience. Understanding these products demonstrates genuine interest and lets you speak intelligently about trade-offs in product design.