The BNPL Battlefield — Affirm vs. Klarna vs. Afterpay vs. PayPal

This module maps the buy-now-pay-later competitive landscape, explaining how Affirm differentiates from Klarna, Afterpay (Block), and PayPal. Candidates will understand Affirm's unique positioning around underwriting discipline, high-ticket purchases, and credit reporting — and be prepared to articulate why Affirm wins in this space.